Personal Property

I want the drapes, the John Deere tractor, flat screen in the bonus room and all the porch furniture.

Until recently lenders overlooked the personal property included in real estate contracts. Then it was OK to put "at no value" at the end of the big long list of items. Now lenders have decided that you cannot have anything included in the contract other than what is "reasonable and customary" to the market. Well what is reasonable and customary here in the Triangle. Not much! The built in appliances including the refrigerator, blinds and that is about it. As a Realtor you are asked to get involved in every part of a real estate transaction but this has become one part to stay out of. The suggestion is to give the buyer a pen and paper and have them go through the house and write down what they would like, then work it out with the seller. 
Banks what to lend money on REAL ESTATE not on furniture and tractors that can be removed and sold and we have all seen foreclosures missing more than the refrigerator.