Are Rates going lower?

No one has a crystal ball to predict what will happen with the US Treasury Market, Stock Market, or World Events. All of which can effect mortgage rates. One thing we do know for sure, rates are the lowest they have been in 40 years. If you qualify for a loan right now this is the time to get one. Underwriting guidelines are very strict but there is mortgage money available. This is a buyers market and it won't always be that way.